$2.4B+
Assets Managed
150K+
Active Users
12K+
AI Agents

Built for Modern Banking

Multi-Asset Account

Hold fiat currencies, cryptocurrencies, and stocks in one unified account. Seamless conversions between assets.

5-Minute Setup

Sign up, verify your identity, and start banking in minutes. No paperwork, no branches, no hassle.

Bank-Grade Security

Military-grade encryption, multi-factor authentication, and biometric security protect your assets 24/7.

AI-Native APIs

Developer-friendly APIs designed for AI agents. Natural language processing, automated transactions, intelligent insights.

Instant Settlements

Real-time payments and settlements. Send money across borders instantly with minimal fees.

Smart Analytics

AI-powered insights into your spending, investments, and portfolio performance. Personalized financial advice.

Built for Developers & Businesses

Kai isn't just a consumer banking app. Our AI-native APIs enable developers to build the next generation of financial applications. Businesses can automate treasury operations with intelligent agents that understand context and intent.

  • RESTful & GraphQL APIs
  • WebSocket real-time updates
  • Natural language processing
  • Sandbox environment
  • Comprehensive documentation
  • SDKs for all major languages
Explore Developer Docs →
api-example.js 
// Natural language transaction
await kai.send({
  to: "john@example.com",
  amount: "50 USD",
  note: "Lunch split"
});

// Response:
{
  status: "sent",
  fee: "$0.25",
  time: "2s"
}

Choose Your Plan

Personal

Free
  • Multi-asset account
  • Up to 10 transactions/day
  • Mobile & web app
  • Basic analytics
  • Email support
Get Started
MOST POPULAR

Pro

$ 29 /month
  • Everything in Personal
  • Unlimited transactions
  • API access (10K calls/month)
  • Advanced analytics & AI insights
  • Priority support (24/7)
  • Dedicated account manager
Start Pro Trial

Enterprise

Custom
  • Everything in Pro
  • Unlimited API calls
  • Multi-user accounts & permissions
  • Custom integrations
  • White-label options
  • SLA & compliance support
Contact Sales

Security You Can Trust

Military-Grade Encryption

All data encrypted in transit and at rest with AES-256. Your information is protected at the highest level.

Multi-Factor Authentication

Secure your account with biometric authentication, hardware keys, and time-based one-time passwords.

FDIC Insured & Compliant

Deposits insured up to $250,000. Fully compliant with banking regulations and audited regularly.

Ready to Transform Your Banking?

Join thousands of users already banking with Kai

Start Banking in 5 Minutes